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Equality
and Economy
- Studies
of the impact of microcredit -
Promoting gender
equality - Dependency
law
Women’s World Banking
has a long experience of managing microloans, but is also
conscious of the necessity to
evaluate the quality and affectivity of its programmes,
to be able to determine how it can contribute to their improvement
in the future.
In response to the double-necessity
– verifying if the microcredit has a real impact on
the lives of the beneficiaries, and also looking
for ways of how to improve existing programmes –
in 2005 WWB noted that it would be useful to carry out a study
on these matters. In response WWB conducted its first internal
study, with the objective of gathering useful information
for its day-to-day work, and so contributing data of interest
to the forums of debate concerned with microcredit.
| 2006: Study of the impact of
microcredit - WWB |
In 2006
WWB completed a second study, again based on the experience
of female entrepreneurs, using a sample of 84 entrepreneurs.
This study was carried out with the aim of disseminating the
results nationally. The study was presented to a group of
professionals from the sector in November of the same year
during the conference “Equality and Economy”,
which is organised annually by WWB.
2006
Study (SP)
After this first publication
we saw – from the study and from meetings with other
organisations from the microcredit sector – that similar
situations and difficulties were arising and it appeared to
us that it would be interesting to further the study on the
impact of microcredits, and to widen our sample of female
entrepreneurs, including businesswomen
from other organisations in Spain.
| 2007: The impact of microcredit
on the life of Spanish women entrepreneurs |
In the 2007
study WWB has followed three objectives:
- To evaluate
the impact of microcredit on
the lives of female entrepreneurs, taking into account
material and psychological variables.
- To propose
improvements for existing programmes through specific
recommendations.
- To analyse the access women in
rural areas have to starting businesses and to microloans.
2007
Study (SP)
2007
Study (EN)
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